This includes paying for medical treatment for you or a dependant.
You don’t have to live with pain unnecessarily and if you require urgent treatment but are unable to pay for it, you may be able to access your super.
If your weight is a life-threatening concern and you are in need of surgery but are unable to pay for it, you may be able to access your super.
You may be able to access your super, let us assist you with your application.
If you need Cancer treatment and you are unable to pay for it, you may be able to access your super. Let us assist you through this difficult period we are here to facilitate your application
If IVF is your last resort to starting a family and you are unable to pay for it, you may be able to access your super.
If you require customised reconstructive surgery and you are unable to pay for it, you may be able to access your super.
Contact us to discuss your circumstances - Everyone’s situation is unique. Our experienced Consultants will assist you to understand what is required and to complete your application for lodgement.
Application Lodgement - Our Consultants will work with you to gather the information required to complete the application for lodgement.
Support during the decision process - We will support and stay connected with you during the period of awaiting the decision from the ATO. We will also follow up where required on your behalf.
Decision notified - You will be notified in writing by the ATO once a decision has been confirmed. Once the approval letter has been received, you may request the payment from your super fund.
Applying for the Early Release of Super is complicated, but we can make the process a simple one.
We process applications everyday, we can save you valuable time and take the guesswork out of your application.
Our Expert team are able to support you to ensure the best possible outcome in every situation
We will guide you through every step to assist you in lodging your application.
You have nothing to lose should you be unsuccessful with your application. We will provide you with a complete 100% refund.
Join the thousands of people who have successfully accessed their super early.
We do this all day every day and our experience translates into the fastest way to achieve the early release of your super.
Our experts take all the complexity out of the process to make is simple and user Friendly for you
All data is stored in Australia using the highest level of encryption technologies to safeguard data
We deal with customers nationally, clinics Australia wide and internationally in a friendly, professional manner.
It is possible to apply for release of your super to pay for certain dental expenses for you and eligible family members as defined in the relevant superannuation legislation.
The application for accessing your super is made on the basis of requesting an Early Release of Super on Compassionate Grounds. My Super Assist can help you with the application process.
My Super Assist takes the stress and emotion out of making an application to the Australian Taxation Office. The My Super Assist team will support you through each step.
Get your free consultation today and let us tell you how we can assist you with the process.
Yes, however you need to meet eligibility rules to access your super early.
You normally cannot use your super until you reach your preservation age. Read about preservation age on the Australian Taxation Office (ATO) website.
To get your super released early you must meet one of these eligibility requirements:
The ATO will approve the release your super on compassionate grounds if you:
Compassionate grounds include:
The application is a three-part process. Before you apply, check with your super provider whether they allow the early release of super.
Part 1 - Complete the online form
Part 2 - Await ATO decision
Part 3 - If approved, approach your super fund requesting payment
If your application is successful, the ATO will notify you and also notify your super provider. You must contact your super provider to arrange release of your funds. The ATO will issue an approval letter and you will need to provide the super provider with the approval letter to process your payment.
You must pay the expenses with the amount released from the provider and keep your receipts as evidence.
Some super funds cannot release super early, you should contact your super provider to ask about:
There are no special tax rates for a super withdrawal on compassionate grounds. It is paid and taxed as per a normal super lump sum. The tax rates depend upon various factors including age and the components of the super lump sum. Refer to the super lump sum tax table available on the ATO website for further information.
If you don't agree with the ATO’s decision you can contact them for an explanation on why your application was rejected.
If your application was not approved because you didn't provide sufficient evidence, you need to submit a new application with all the required documentation.
If your application was partially approved and you have new evidence, you need to submit a new application with the required documentation for only the balance that was not approved.
If your application was rejected because you didn’t provide sufficient evidence, a request for review generally won’t be successful. If you have new or additional information, you should submit a new application.
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You could be eligible to get the funds you need.
We will help you to learn more about how you can apply for the Early Release of your super.